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Documentation Index

Fetch the complete documentation index at: https://docs.formance.com/llms.txt

Use this file to discover all available pages before exploring further.

Open Banking connectors link Formance to open-banking aggregators, enabling end users to securely connect their bank accounts and share account data and balances with your product.

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Supported Providers

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Concepts

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Payment Service User (PSU)

A Payment Service User (PSU) represents an end-user in the Formance connectivity system. PSUs serve as a way to associate accounts, payments, and connections with specific individuals or entities across different connector types. A PSU contains the following information:
  • ID: Unique identifier for the PSU
  • Name: User’s full name (encrypted)
  • Contact Details: Email, phone number, locale (encrypted)
  • Address: Street name, street number, city, region, postal code, country (encrypted)
  • Bank Account IDs: Associated traditional bank accounts
  • Metadata: Additional custom information
  • Created At: Timestamp of PSU creation

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Connections

A connection represents the link between a Payment Service User (PSU) and their bank account(s) through an Open Banking provider. Key characteristics:
  • Usually, a user has one connection per bank
  • There can be multiple accounts in a single connection
  • The same account could be in different connections (joint accounts, guardianship, etc., but with different owners)

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Webview

The frontend interface that allows a PSU to connect to their bank account through the provider’s authentication flow.